Strengthening Credit Unions

Through Cooperation and Shared Purpose

Since inception, Vizo Financial has been guided by the cooperative principles that define the credit union movement. We believe credit unions are strongest when they work together, share resources and invest in one another’s success.

These principles continue to shape how we serve our members, invest in innovation and help credit unions adapt, grow and navigate change while remaining true to the purpose and values that drive the movement.

Our Vision

Accelerating credit union success

Our Mission

To serve as a strategic operating partner that helps credit unions strengthen performance, manage risk and build resilience for the future while honoring the cooperative principles that define the credit union movement.

Smiling group of people walking together outdoors.

Multiethnic Group of People Brainstorming in a Meeting Room at the Office.

What Membership Means

Membership connects credit unions to more than products and services. As a member-owned cooperative, our success is directly tied to the success of the credit unions we serve.

As a member of Vizo Financial, credit unions gain access to core operational services, strategic advisory and expertise, industry insight and innovative solutions designed to help strengthen performance, manage risk and support long-term growth and stability.

To learn more about the value of membership, contact us at accountmanagers@vfccu.org.

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Our Core Values

Integrity Above All

Hold yourself accountable.

Be truthful in words & actions.

Always do the right thing.

One United Team

Execute team goals.

Give others the benefit of the doubt.

Support each other.

Passion for Service

Be willing to go the extra mile.

Work in the best interests of others.

Serve with energy and enthusiasm.

Continue to Learn

Be better today than you were yesterday.

Help others develop.

Try new things.

Eight Cooperative Principles

At Vizo Financial, our commitment extends beyond the products and services we provide. We are guided by the cooperative principles that drive the credit union movement and shape the way we serve our members, collaborate with industry partners and invest in the future of our communities. These principles reflect our shared values of service, cooperation, education, member empowerment and inclusion – and reinforce our commitment to helping credit unions thrive. We invite your explore the Eight Cooperative Principles that continue to steer our mission and our movement.

1. Voluntary and open membership

Credit unions are voluntary, cooperative organizations, offering services to people willing to accept the responsibilities and benefits of membership, without gender, social, racial, political or religious discrimination.

2. Democratic member control

Cooperatives are democratic organizations owned and controlled by their members, one member one vote, with equal opportunity for participation in setting policies and making decisions.

3. Member economic participation

Members are the owners. As such they contribute to, and democratically control, the capital of the cooperative. This benefits members in proportion to the transactions with the cooperative rather than on the capital invested.

4. Autonomy and independence

Cooperatives are autonomous, self-help organizations controlled by their members. If the cooperative enters into agreements with other organizations or raises capital from external sources, it is done so based on terms that ensure democratic control by the member and maintains the cooperative autonomy.

5. Education, training, and information

Cooperatives provide education and training for members, elected representatives, managers and employees so they can contribute effectively to the development of the cooperative.

6. Cooperation among cooperatives

Cooperatives serve their members most effectively and strengthen the cooperative movement by working together through local, state, regional, national, and international structures.

7. Concern for community

While focusing on member needs, cooperatives work for the sustainable development of communities, including people of modest means, through policies developed and accepted by the members.

8. Diversity, Equity and Inclusion

Cooperatives believe we are stronger when a proactive effort is put forth to engage everyone in governance, management and representation.